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Find out why we are top real estate experts in the Fort Wayne area. Call us at 260-486-6800 or toll free 877-436-6800.
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Thank you for a very positive experience
"Every person we worked with on your team was focused on our needs and provided us with very professional and personal attention."
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Baumgartner Team is one of The Top Selling Real Estate Experts™
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. Remember: As top Fort Wayne, New Haven, Roanoke and Columbia City area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information! 
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What information does nearly every state in America require the seller of a home to reveal to the buyer?
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| A |
Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
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Baumgartner and Weir Team
Century 21 Bradley Realty Inc.
6718 East State Blvd.
Fort Wayne, IN 46815
Office: 260-486-6800
Judy's Cell: 260-403-1523
Clay's Cell: 260-433-7616
Toll-Free: 877-436-6800
Fax: 260-486-6000
BaumgartnerWeir@NUMBER1EXPERT.com
You Are #1 With Us!
The Baumgartner & Weir Team have pooled our strengths in real estate and office management to create a synergistic team with a full-time licensed media coordinator, Tammy McCoy, and a full-time licensed closing coordinator, Christi Roach.
The entire team has built upon the values of hard work, responsiveness, dedication and perseverance. We strive to handle all aspects of a client's home sale or purchase, leaving clients to focus on other important aspects of their relocation. We also embrace change and make it part of our ongoing strategy for growth.
We strive to be the best at what we do, now and in the future, we will continue to enjoy change, adapt to it and maintain client satisfaction.     
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