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Find out why we are top real estate experts in the Fort Wayne area. Call us at 260-486-6800 or toll free 877-436-6800.
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Impressed with your professionalism and hard work
“I have worked with you in the past and remain impressed with your professionalism and hard work.”
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Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
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What does the abbreviation PITI stand for?
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Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment. |
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Baumgartner and Weir Team
Century 21 Bradley Realty Inc.
6718 East State Blvd.
Fort Wayne, IN 46815
Office: 260-486-6800
Judy's Cell: 260-403-1523
Clay's Cell: 260-433-7616
Toll-Free: 877-436-6800
Fax: 260-486-6000
BaumgartnerWeir@NUMBER1EXPERT.com
You Are #1 With Us!
The Baumgartner & Weir Team have pooled our strengths in real estate and office management to create a synergistic team with a full-time licensed media coordinator, Tammy McCoy, and a full-time licensed closing coordinator, Christi Roach.
The entire team has built upon the values of hard work, responsiveness, dedication and perseverance. We strive to handle all aspects of a client's home sale or purchase, leaving clients to focus on other important aspects of their relocation. We also embrace change and make it part of our ongoing strategy for growth.
We strive to be the best at what we do, now and in the future, we will continue to enjoy change, adapt to it and maintain client satisfaction.     
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